Crediblex impact

Promoting equitable and sustainable financing solutions for small businesses 

Our approach focuses on fostering sustainable economic growth as a means to combat working capital challenges in small businesses, leveraging private capital for positive impact. Our mission is to facilitate responsible and inclusive economic development by offering well-structured financing solutions that empower underserved small businesses. We aim to deliver competitive financial returns for investors while generating significant social benefits in communities across the MENA (Middle East and North Africa) region. 

CredibleX is guided by five primary impact goals in line with the Sustainable Development Goals (SDG) of United Nations Development Programme (UNDP): enhancing financial inclusion, fostering job creation and revenue growth among SMEs, strengthening financial ecosystems, expanding economic opportunities for women and promote businesses that have a positive impact on the climate. Throughout our SME lending process, we embed environmental, social, and governance (ESG) considerations to drive measurable positive outcomes and mitigate risks. 

We advance our impact objectives by providing flexible capital to SMEs in underserved and underbanked areas. Our strategic focus is on industries where SMEs lack adequate financial services yet demonstrate substantial growth potential. Through our partnerships with private debt and impact funds, we establish robust lending practices and offer competitively priced funding for SMEs, thereby building local capacity, reinforcing financial ecosystems, and promoting enduring financial inclusion.