NEW YORK, October 23, 2025 – CB Insights today named CredibleX to its eighth annual Fintech 100, showcasing the 100 most promising private fintech companies in the world.
“This year’s Fintech 100 showcases a new generation of companies turning AI, automation, and digital assets into the backbone of financial infrastructure,” said Laura Kennedy, Principal Analyst at CB Insights. “This year’s winners are building the infrastructure that will shape the future of financial services.”
The list features early- and mid-stage startups driving the evolution of fintech. Utilizing the CB Insights Strategy Terminal, the 100 winners were selected based on several factors, including CB Insights datasets on deal activity, industry partnerships, investor strength, hiring momentum, and private company signals such as Commercial Maturity and Mosaic Scores. CB Insights also reviewed Analyst Briefings submitted directly by startups and leveraged Scouting Reports powered by CB Insights’ Team of Agents.
CredibleX recognized for achievements in Embedded Finance and Digital SME Lending Innovation
CredibleX was Founded in 2023 in the United Arab Emirates, CredibleX is transforming how SMEs access growth capital through embedded finance. As a regulated digital lender under ADGM’s Financial Services Regulatory Authority, CredibleX connects ecosystem partners, including payment networks, digital marketplaces, and procurement platforms to fast, transparent, and growth-aligned financing for their SME users.
2025 marks a major milestone for CredibleX: rapid expansion of ecosystem partnerships, a significant growth-backed capital facility, major technology advancements in automated underwriting and embedded credit infrastructure, and recognition on the CB Insights 2025 Fintech 100 list as one of the world’s most promising fintech companies. CredibleX continues to accelerate SME economic impact with products like Invoice Discounting, Revenue-Based Financing, and Payable Financing enabling businesses to scale on their own terms.
“CredibleX has come a long way in just 18 months, and every milestone reflects the collective effort of our team, partners, and the SMEs who trust us. We are humbled to be recognized among such exceptional global fintech innovators on the CB Insights Fintech 100 list. This recognition motivates us to keep working hand-in-hand with our ecosystem partners to shape the future of SME financing. We’re just getting started – onwards and upwards together.” – Anand Nagaraj, CEO & Co-Founder, CredibleX
Quick facts on the 2025 Fintech 100
- 20 companies across digital assets solutions, 16 in financial operations and HR, 14 in payments, 13 in wealth management
- 60+ companies deploy AI as core technology
- $5.6B in equity funding raised to date, including $2B+ in 2025 YTD
- 60 companies from outside the United States across 26 countries
- 640+ strategic business relationships since 2021 with partners like Mastercard, Visa, Worldpay, Coinbase, Circle
About CB Insights
CB Insights is the leader in predictive intelligence on private companies. It delivers instant insights that help organizations source and assess innovation, identify strategic opportunities, and stay ahead of critical shifts in market dynamics. To learn more, visit www.cbinsights.com
Contact (CB Insights): Media@cbinsights.com
About CredibleX
CredibleX is a regulated, digital financing platform powering embedded SME financing in the UAE. Licensed by the Financial Services Regulatory Authority (FSRA) in Abu Dhabi Global Market (ADGM), CredibleX enables ecosystem partners to offer their SMEs fast, transparent and flexible financing directly within their platforms. By combining advanced underwriting, alternative data, and growth-aligned repayment structures. CredibleX helps businesses scale confidently, fueling economic growth and innovation across the UAE.Learn more at www.crediblex.io.
Contact (CredibleX): marketing@crediblex.io
