TL;DR: CredibleX has secured a $100M facility to expand fast, flexible financing for SMEs in the UAE. This milestone strengthens the lending ecosystem, offering businesses more capital when they need it and enabling ecosystem partners to provide financing directly to their SME users.

Why This Matters for SMEs in the UAE

SMEs form the backbone of the UAE economy, but access to reliable financing has often been limited. Traditional options can be slow, document-heavy, or misaligned with SME cash flow cycles.

By securing a $100M facility, CredibleX is ensuring SMEs have access to scalable, embedded financing solutions designed for:

• Covering supplier payments through Payable Financing
  
• Unlocking working capital via Invoice Discounting
  
• Supporting growth with Revenue-Based Financing

This means more SMEs can act on opportunities without being held back by liquidity gaps.

A Stronger Financing Infrastructure

This milestone is not just about the amount,  it’s about building a stronger financial infrastructure for SMEs. With this facility, CredibleX can:

• Expand financing volumes across the UAE
  
• Serve a broader spectrum of SME sectors
  
• Provide faster approvals at larger scale
  
• Maintain 0% NPA (non-performing assets) standards with robust risk management

For SMEs, this translates into more confidence in choosing a lender that can support them not just today, but as they scale.

What It Means for Ecosystem Partners

Distribution partners, platforms and networks that already serve thousands of SMEs  can integrate CredibleX financing into their existing ecosystems.

With the $100M facility in place, partners can:

• Offer financing to their SME users without building their own lending infrastructure
  
• Increase SME loyalty by solving cash flow pain points directly within their platform
  
• Create new revenue streams while enhancing the value of their services

In short: CredibleX enables partners to embed financing seamlessly into their workflows, while SMEs benefit from instant access to capital within the tools they already use.

Why CredibleX is Different

Unlike traditional lenders, CredibleX is:

•  Licensed under ADGM as a direct lender
  
•  Focused on SMEs, and helping them to scale
  
•  Digital-first, with end-to-end online onboarding and approvals
  
• Flexible, with repayment schedules aligned to SME revenues and invoices

This combination of credibility, innovation, and scalability makes CredibleX the partner of choice for SMEs and ecosystems alike.

Final Thoughts

Securing a $100M facility is a milestone for SME financing in the UAE,  but more importantly, it’s a step towards an ecosystem where SMEs no longer face growth delays because of cash flow barriers.

With this strength, CredibleX is ready to support more SMEs, more partners, and more opportunities.

Are you an SME looking to grow or a platform serving SMEs?

Discover how CredibleX can support you.

Frequently Asked Questions (FAQ)

1. What does the $100M facility mean for SMEs?
 It increases CredibleX’s ability to provide fast, flexible financing at scale to SMEs in the UAE.

2. How will this facility impact approval timelines?

Approvals remain fast,  soft approvals in 24 – 48 hours but with greater lending capacity.

3. Who benefits from this facility?

Both SMEs and distribution partners, as more financing can now be embedded directly into SME workflows.

4. Is CredibleX regulated?

 Yes. CredibleX is licensed under ADGM as a direct lender.